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Sample Essay on Personal Reflection

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Sample Essay on Personal Reflection

Technology has made everything seem quite easy, in addition to saving time and money. Before technology had become advanced in terms of payment options, people used to make queues in bank halls, power offices, and even in learning institutions. Nowadays, online payments have been embraced in every department in Ohio. Many offices and restaurants today are accepting debit cards and credit cards to pay bills. I have already acquired a debit card, which I normally use to pay for electricity bills, rent, education loans, and ordinary shopping. Debit card has helped me to save time and money. The amount paid is automatically deducted from my debit card.

Before using my debit card, I always check the account balance to evade spending more than I already have in my bank account. Before I knew how to use the card, my bank was charging me an overdraft fee because I did not bother to check the balance before undertaking some payments. I later learned that I could set an alert through online banking, which would notify me whenever my balance is low. My residential area gets electricity supply from Ohio Edison. When paying my electricity bill, I used to visit Ohio Edison’s offices at Elyria on my way to work. Although I was paying the bill using my debit card, I had to follow the queue, which would take me not less than twenty minutes. I was later advised that the services are also offered online. All I had to do was to access the company’s website and choose payment options.

Paying electricity bill using debit card is quite beneficial because you do not have to carry cash, which can get lost. It helps in tracking your spending, and when the card is misplaced, or stolen, one is assured that, his/her money is still safe. Online debit transactions are usually encrypted to safeguard the integrity of the card’s owner personal information (Suresh and Paul, 2010, p. 493). Paying electricity bills has become extremely easy with the inception of PayAnytime, a mobile app that has been initiated by Ohio Edison. Not everyone has a computer, or a laptop, that is connected to Internet, but many people nowadays own mobile phones that can access Internet.

Paying electricity, or any other bill, on time is quite essential in one’s financial life, and the company’s decision to establish a mobile app has come a long way to save time, money, and energy. Knowing when to pay the bills, and developing a habit of clearing them on time, can assist in saving time, in addition to avoiding stress that are associated with payment of bills. PayAnytime incorporates a live chat, which enables customers to contact the company directly in case of any query. This app is working in numerous Smartphone models, thus, would accommodate many customers who are served by Ohio Edison.

iPhone and other Smartphone models have revolutionized numerous activities that used to consume much time and energy. Nowadays, almost every person owns a Smartphone that can download and install apps. Thus, many customers who depend on Ohio Edison will have the opportunity to pay their bills on time, in addition to reporting power outage. This has, in turn made people to pay their bills at any time they wish, as the services are available for 24 hours. Paying bills through mobile phones is quite safe, as long as you are using a protected Wi-Fi, or a personal hotspot. A mobile app is capable of controlling activities, such as entering the amount charged, signing with a fingertip, verification of photos, and offering paperless receipts through email or SMS (Summers, 2010).  Ohio Edison is now capable of tracking all its clients using their mobile phones, in addition to making instant calls when there is a need to communicate to them.

References

Summers, N. (2010, May 18). For Mobile Payments, It’s Hip to Be Square. Newsweek. 

Suresh, P., & Paul, J. (2010). Management of banking and financial services. Noida, India: Pearson.

 

 

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