Sample Paper on Health Care Models

There are four types of health care models: Beveridge, Bismarck, National Health Insurance, and out-of-pocket model. The first three ensure that a citizen gets health care despite their financial status. For the last one, only those who are able to afford to pay are able to receive medical attention when they need it,” (Colombato, 381).

The Beveridge model and National health insurance model are both single payer systems of the government. The hospitals and doctors are owned and paid respectively by the government. It then stipulates the charges, the procedure, and even the prescriptions. For the Bismarck model, it is a multi payer system. The employee and employer are both required to finance the insurance by payroll deductions. They cover everyone and are not profitable. In essence, both the hospitals and doctors are private practice. Out-of- pocket model is the common system in countries that do not have an organized health care system. People in these areas usually do not have a formal job to cover medical insurance. They can only be admitted to a hospital without money if they are sick enough to be admitted in the emergency ward.

In the United States, the health care system is still disorganized with a little of all the four models. However, “the medical system is evolving thanks to the stipulated policy changes, societal shifts and technological upgrade,” according to a report by the World Health Organization, report, 4


Works cited

Bulletin of the World Health Organization. Bismarck meets Beveridge on the silk road, 87.7(2009), 485. Web


Colombato, Enrico. Is there a health-care problem in western societies? 16.3(2012), 381. Web