Open Always
Email: support@globalcompose.com Call Now! +1-315 515-4588
Open Always
Email: support@globalcompose.com Call Now! +1-315 515-4588

Sample Paper on COBRA (The Consolidated Omnibus Budget Reconciliation Ac)

This sample paper on (Sample Paper on COBRA (The Consolidated Omnibus Budget Reconciliation Ac)) was uploaded by one our contributors and does not necessarily reflect how our professionals write our papers. If you would like this paper removed from our website, please contact us via our Contact Us Page.

A Database of over Million Scholarly Resources. Start your Search Now

Sample Paper on COBRA (The Consolidated Omnibus Budget Reconciliation Ac)

A rheumatologist patient has been undergoing physical therapy in Woodlands Hospital, Houston for the last three years. She is a Canadian by birth, was married to an American husband and had three children, two girls and a male, all married and living in different states in America. She worked as a personal assistance in a business firm and had to retire early due to health complications. The husband is presently deceased, a situation, which has forced this widow to miss some of her therapy sessions and medications due to high costs. In this last session, she shares with her physician on the challenges she faces in buying the drugs in small doses, stating the high costs of the drugs as the worst of the problems she encounters. On inquiring, the physician notes that the woman has been buying the drugs personally, yet she ought to be under a health insurance cover. Her case is complicated as she relied on the husband for medical assistance before he succumbed to diabetes. The physician finds it challenging to advice her on any comprehensive medical cover, thus makes a phone call to Texas COBRA Insurance, a company under COBRA administration, and speaks with one of the COBRA representatives on the insurance cover, effective in the woman’s situation.

Physician:       (dialing the phone and waiting to speak) Hello?

Administrator: Hello, I am Liz Manley from Texas COBRA Insurance company. How can I help you?

Physician:       Hello, I am Dr Jim, Physician at Woodlands Hospital in Houston. I would like to inquire about your services concerning health cover for a patient.

Administrator: COBRA is an insurance plan, which was initiated as a fair and equitable balance for employees and dependants who do not qualify for other health plan cover (COBRA Insurance, 2016). This insurance program offers employees capability of providing some benefits of health insurance even after they have retired. The employee is able to access continually health coverage as long as she qualifies as a beneficiary.

Physician:       I do not understand; you mean a person can still be under a cover other than the normal health covers?

Administrator: Yes, it is very possible with COBRA. As long as the patient was either an employee of the company or was a former spouse or a dependent child of the employee of the company, they still qualify for the cover. What you need to do is to trust us as we take you through the insurance process that may include billings, among other paper works (COBRA Health Insurance.Com, 2016).

Physician:       What does the cover do? (Looks for a notebook to take down the message)

Administrator: COBRA enables either an employee or his dependents to access coverage even in the events when they would have been disqualified in other coverage.

Physician:       Oh, yes! So you mean that my patient can access your services in the event she has lost her husband who was the main contributor to the cover. If possible, how else can your services assist my patient? What are the risks involved?

Administrator: Our Expert management is able to relieve your patient and the accounting department of the required tracking, billing, and collection. It is essential for individuals to understand the laws, guiding insurance coverage and insurance firms. This costs majority of them thousands of dollars in penalties and liability costs (COBRA Insurance, 2016).

Physician:       Generally, what do your services include?

Administrator: We protect portal for employers and our participants, notify our participants of their rights to the employees or dependents, sending monthly coupons to employees, collecting premium payments and remittance, and tracking periods

Physician:       Are there additional requirements you would need from the patient?

Administrator: The patient has to keep track of the notifications, periods, as well as billings. It is essential that the patient complete the application to get started, and notify us of any loss of her status such as death (COBRA Health Insurance.Com, 2016). Is the patient presently with you? I would like to speak with her directly and give her a quote if she is willing and ready.

Physician:       I know that a person can fail to qualify for a cover in case of the death of the employee of the company who was the main contributor, in cases of termination for other reasons apart from gross misconduct…

Administrator: Right…

Physician:       A person can lose their cover in the event of legal separation, in situations where a child ceases to be dependent on the parents and in events where the beneficiary is entitled to Medicare benefits under social security act.

Administrator: That is very true. You must also note that our services are extended to majority of the companies that offer group health plans either directly or indirectly.

Physician:       I want to believe that your coverage offers a variety of options other than the benefit of acquiring the same cover in similar situations as the active employees.

Administrator: That is very right. Our services will ensure that your patient enjoys benefits such as the right to choose her future health cover amongst the available options, and the right to extend her benefit period to 36 months.

Physician:       Wow, this is so great news! Wait a minute; is there any chance that my patient can lose this cover at any given point before she acquires another?

Administrator: That is possible. The patient can lose her cover in case she fails to pay the premiums, terminates the coverage for any reason, or becomes entitled to Medicare coverage.

Physician:       Great to hear from you. Allow me to discuss with her before she commits herself.

Administrator: That is great. In case she considers our plan, we would be overjoyed to serve her. Our contact address is Phone:

Physician:       Thanks so much. It was great talking with you.

Administrator: You are very much welcomed, any time.

 

References

COBRA Insurance. Know your COBRA. 2016

         

COBRA Health Insurance.Com. Texas Cobra Insurance Resource. 2016

 

Sharing is: CARING

Are you looking for homework writing help? Click on Order Now button below to Submit your assignment details.

Homework Writing Help
We Can Help you with this Assignment right now!
Sample Paper on COBRA (The Consolidated Omnibus Budget Reconciliation Ac)

Are you looking for homework writing help on (Sample Paper on COBRA (The Consolidated Omnibus Budget Reconciliation Ac))?Well, you can either use the sample paper provided to write your paper or you could contact us today for an original paper. If you are looking for an assignment to submit, then click on ORDER NOW button or contact u today. Our Professional Writers will be glad to write your paper from scratch.

 

 

 

We ensure that assignment instructions are followed, the paper is written from scratch. If you are not satisfied by our service, you can either request for refund or unlimited revisions for your order at absolutely no extra pay. Once the writer has completed your paper, the editors check your paper for any grammar/formatting/plagiarism mistakes, then the final paper is sent to your email.

Writing Features

Sample Paper on COBRA (The Consolidated Omnibus Budget Reconciliation Ac)

Privacy| Confidentiality

Sample Paper on COBRA (The Consolidated Omnibus Budget Reconciliation Ac)

We do not share your personal information with any company or person. We have also ensured that the ordering process is secure; you can check the security feature in the browser. For confidentiality purposes, all papers are sent to your personal email. If you have any questions, contact us any time via email, live chat or our phone number.

Our Clients Testimonials

  • I appreciate help on the assignment. It was hard for me but am good to go now

    Impact of pollution on Environment
  • Am happy now having completed the very difficult assignment

    Creative Message Strategies
  • Your writer did a fine job on the revisions. The paper is now ok

    Ethics: Theory and Practice
  • The paper was so involving but am happy it is done. Will reach you with more assignments

    Title: Privatization in or of America
  • I expected perfection in terms of grammar and I am happy. Lecturer is always on our head but was pleased with my paper. Once again, thanks a lot

    Title: Bundaberg Inquiry
  • The paper looks perfect now, thank to the writer

    Health Care Systems
  • You helped me complete several other tasks as you handled paper. wonna thank you

    Critique Paper on Political Change

Related Articles

Sample Paper on COBRA (The Consolidated Omnibus Budget Reconciliation Ac)

Get more from us…

Would you like this sample paper to be sent to your email or would you like to receive weekly articles on how to write your assignments? You can simply send us your request on how to write your paper and we will email you a free guide within 24-36 hours. Kindly subscribe below!

Email Address: support@globalcompose.com