Sample Essay on Gerontology

Medicare, Medicaid, and Social security are known for public financial support sources for a long-term care. They are federal state programs of medical support for low income and poor individuals, as well as families with the disabled and elderly. These programs play diverse roles for their beneficiaries. They pay for comprehensive medical care services, and long-term health services for young people, elderly, and grown-ups with disabilities. In this case, the programs do not aim at protecting assets and income of those incurring catastrophic long-term medical care costs; however, they provide help once misfortune strikes. They normally pay for door-to-door medical visits, comprising nursing care, occupational, speech or physical therapy, health social services, family health aide programs, and durable clinical equipments and supplies for the eligible program beneficiaries. Home medical care is frequently used as an option for patients recuperating from joint replacement, surgery, diabetes complications, and those suffering from disabling conditions (O’Brien, 2005).

These programs provide benefits only to a certain group of citizens who meet stern asset and income rules. To be qualified for the programs, a person has to meet requirements that his/her state caters under its Medicare and Medicaid program. The qualified or eligible group is composed of people having similar characteristics like being disabled or aged, and certain general characteristics like having assets and income below certain range. To participate in Medicare and Medicaid services, the federal act requires nations to cater for certain people and give them the freedom to cater for more population groups. A unique requirement to these benefits is that a qualified beneficiary should be restricted to his/her home due to a condition that restricts his/her capability to leave home, unless assisted by another person (O’Brien, 2005).

Reference

O’Brien, E. (2005). Long-Term care: Understanding Medicaid’s Role for the elderly and disabled.