The bank of America, my chosen firm, is yet to be attacked by cybercrime. However, this does not exempt it from experiencing this current trend of attack on financial institutions. Cases of cyber-attacks are very common in the current society. Instances of cybercrime have been reported in the United States each month. While speaking in

Disruptive innovation is a word coined by Clayton M Christensen. In his book Innovator’s dilemma, he defines a disruptive innovation as one that offers customers or the market with new and improved services or product as opposed to the traditional product previously offered by the industry. He argues that disruptive innovation can hurt a well